PERFECT DUPLEX OPPORTUNITY TO LIVE IN ONE SIDE AND RENT THE OTHER. Reduce your living expenses by purchasing one of Vineland's finest true side-by-side duplex ranch homes in a fantastic location using a primary home loan! This is THE best way to fight against inflation and higher interest rates right now while positioning yourself to start building wealth for your future, and for a very low down payment! Each side of this well-kept duplex is 2 bedrooms and 1 full bathroom, living room, spacious kitchen, dining area, and laundry room. Each side has separate utilities, natural gas heat and range and central air. The heater and hot water heater in both units are new and the current ownership has done well to make sure any maintenance is handled in a timely fashion. Each side has its own separate backyard space as well as its own driveway. This property is turn-key and ready for you to purchase and start building your future while living for less than market rent! The opportunity to buy this with an 3.5% down FHA loan or low down payment conventional loan by living in one side and renting the other is one you do not want to miss. If you have been looking for a smart way to become a homeowner in an otherwise difficult market, this is it!