No HOA and No Flood Insurance needed here. This home has much to offer such as wainscoting throughout, vaulted ceilings, a beautiful staircase, crown molding and large windows, just to mention a few. There is plenty of natural light filtering through the windows. The kitchen includes stainless-steel appliances, Breakfast nook beside a bay window, garbage disposal and pantry. The laundry closet is located in the Kitchen. Master Bedroom is on the first floor. It offers a trey ceiling with rope lighting. Master Bath has double vanities, jetted tub, separate shower, and large walk-in closet. There are 3 more bedrooms located upstairs. Home has 2 AC units. There is a separate well for irrigation. The back yard already has white vinyl privacy fencing in place for the new owner. Property is hooked up to public water and public sewer. Schedule a showing today and see how this pretty home will work for you.