Harvard is located in Clay county Nebraska with a geographic area of 0.6 square miles. The total population in Harvard is 1,184 with 50.0% male and 50.0% female. Children under age 5 represent 6.1% of the population, under age 18 equal 26.4% of the population and over age 65 is 20.2% of the population. The median household income is $61,435, per capita income is $23,358. There are a total of 443 housing units with 69.8% owner occupied. Education includes 36.3% of residents that are high school graduates and 19.0% with a bachelor's degree or higher. The average temperature in Harvard in the summer is 74 degrees, and in the winter 26 degrees.